I'm transferring my AVC PRSA from Zurich to Davy.
Zurich doesn't offer many passive funds and their active funds seem to index huggers with opaque portfolio listings and high fees.
I want to invest in an accumulating passive index tracker especially since pensions are the only investment vehicle exempt from deemed disposal.
Davy trading fees are much lower for ETFs domiciled in Ireland and UK.
I've narrowed it down to SUSW, IWDA and ISAC
SUSW is developed world with ESG filters (only 381 holdings).
IWDA is also developed world tracker, without ESG criteria ( 1562 holdings).
SSAC/ISAC covers developed and emerging markets so is the diversified (1607 holdings).
I have my doubts about whether ESG is actually effective both in regards to increasing performance or punishing the non-ESG sectors.
Emerging markets have historically underperformed, but could this change in the coming decades?
SUSW is traded in euros, the other two in dollars.
Is there any disadvantage in buying an ETF traded in dollars rather than euros?
Which do you think is the best choice?
Zurich doesn't offer many passive funds and their active funds seem to index huggers with opaque portfolio listings and high fees.
I want to invest in an accumulating passive index tracker especially since pensions are the only investment vehicle exempt from deemed disposal.
Davy trading fees are much lower for ETFs domiciled in Ireland and UK.
I've narrowed it down to SUSW, IWDA and ISAC
SUSW is developed world with ESG filters (only 381 holdings).
IWDA is also developed world tracker, without ESG criteria ( 1562 holdings).
SSAC/ISAC covers developed and emerging markets so is the diversified (1607 holdings).
I have my doubts about whether ESG is actually effective both in regards to increasing performance or punishing the non-ESG sectors.
Emerging markets have historically underperformed, but could this change in the coming decades?
SUSW is traded in euros, the other two in dollars.
Is there any disadvantage in buying an ETF traded in dollars rather than euros?
Which do you think is the best choice?