It is a pity that Corn Market doesnt have any flexibility for the customer to choose the type of pension fund.No fee for me, he gets it from Standard Life for sending the business their way.
Only downside is my HR hadn't a clue how to set it up to be deducted directly from payslip. They only have experience dealing with Cornmarket it seems...so I pay in via direct debit and I've to claim a tax credit back from Revenue
You seem fixated with past performance. What's past is past. It is NO indicator of future performance. Nobody can tell you what fund will perform best over the next 20 years. You need to decide what risk profile you are happy with.Which of these funds are consistently performing good?
Your 100% correct - I don't know.I'm not sure even God knows.
Would be interested in this too recently had briefingHow would IPF compare with Cornmarket?
Do you mind me asking who you went with in the endHad discussion with IPF also. Signed up with them (therefore New Ireland) assuming any options would be much of a muchness but having second thoughts now.
Biggest issue is the year 1 allocation rate of 69% (5% thereafter) but further to this if you increase your contributions subsequently you go back to year 1 rate. That on top of the management fee which may be cheaper than others but I need to do some calculations to see how much the 0.25% saves
Anyone have any comparable rates and fees for cornmarket?
(N.B. my username is very misleading, I'm not in HSE HR)
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