BER Cert

M

MortgageApp

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Hi guys
I want to beat drawdown rate hike upcoming from my lender. I only have a provisional BER on a new build A2 property and cannot get full BER until after the doc submission deadline. This is my only outstanding document (can’t get as I’m in next phase of moving in and my “block” on site will not be looked at until first guys have moved in). Has anyone had any luck drawing down on provisional cert and supplying final cert prior to occupation? It’s so hard to accept paying higher interest when house will certainly be a green house!
Thanks
 
@MortgageApp I can only suggest explaining the situation to the person you have been dealing with in your lender and asking them to allow you to draw down on the green rate with only the provisional cert.

If you know anybody in the same estate who already has a full BER cert, consider asking them for a copy of it and showing it to your lender as comfort that your place will have a green BER rating. Find out if there is a residents' WhatsApp or Facebook group and use that as a way to make your request.
 
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