then wait and buy a house when you're ready. why buy now something that you dont really, really want just because you get extra tax credit? there's so many apartments on the market right now, that you probably won't get a good price for it in few years when you finnally find that swedish chick, reproduce and want to buy a houseMy own first preference would be for a house, but it looks like I can't afford it now, much to my regret
I get the impression—and it may be a mistaken one—that the rental sector in mainland Europe is well regulated and controlled. People rent for a long number of years and have a sense of security. We don't have that here.
As for renting now and buying later, I feel that I'm under pressure, since the tax allowance for first-time buyers will be discontinued at the end of this year. That, plus the age factor...
As I said to someone recently if I want to walk around naked in my own place, I can (not that I do!).
Pingin -it's unlikely you'll now get a house in fair condition,even a little one on the south-side within reasonable commuting distance of city-centre for your goal of under 150k - unless you are prepared to buy in certain areas that some people may not like.
Crumlin, Dolphins Barn ,especially just south of the canal have some quite reasonable properties for under 150k and you could briskly walk to city-centre in 30 mins.
However, there's no denying that -despite genuine friendliness of the neighbours - there are some social problems and there a low perception of the area.
Nobody can predict property prices but there doesn't seem to be that much gloom anymore about house prices in reasonable areas within moderate commuting distances. Even decent two-bedroomed apartments are no longer crashing in price.
If you do want a house would you consider renting out two bedrooms under the rent-a-room scheme whereby you can let for up to 10.000 euros tax-free It's a bloody good scheme if you're a bit short of monthly payments . And don't only think southside. Ballyfermot is a settled area close to town with really nice people =-I had a shop there for years and I think it's a great area for first-time buyers, even old ones like you.
Do tell us what you decide-but be prepared to raise your purchase price goal of under 150k.
And why not? Its something I miss from living in a ground floor apartment. My poor postman has caught sight of me in my knickers or worse on numerous occasions as Ive thought a quick dash inside would be safe!
However, ownership doesnt guarantee nakedness, I had total privacy in the place I rented before I bought, and walked around naked all the time.
And don't only think southside. Ballyfermot is a settled area close to town with really nice people
Thanks for that dubgem. I think I need to start pulling down some of my psychological barriers and to consider other areas.
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