Palantir_Use
Registered User
- Messages
- 26
Single / 32
Salary ? - €42,000p.a. gross
[€2,400 per month after Savings, Pension tax & VHI]
Rent/mortgage ? - €600pm rent; awaiting "approval in principle" figures to proceed with 100% first-time-buyer mortgage
Pension ? - two:
Current (3 years contributions; Defined Contribution Company pension)
- 6% EE/ 8% ER contributions; current value c. €18,500
Previous (3 years contributions; Defined benefits Public Sector pension)
- value unknown at this time
Savings ? - three:
Short-term Deposits (€100 p.f.) - c. €6,500 on deposit
Employee Stock Purchase Scheme (€130 p.f.) - c. US$8,100 in stock
Other - c. €1,200 in forestry (matures in 23 years)
Loans ? - one:
Credit Card - c. €3,500 (paying €820 per month)
[no laser card ... so I tend to use the credit card for almost all transactions]
Other outgoings ?
Maintenance Payments - €750 per month
After accounting for extraordinary payments like car insurance/services; birthday/christmas presents and holidays, I never seem to have any cash left over.
Any suggestions ?
Salary ? - €42,000p.a. gross
[€2,400 per month after Savings, Pension tax & VHI]
Rent/mortgage ? - €600pm rent; awaiting "approval in principle" figures to proceed with 100% first-time-buyer mortgage
Pension ? - two:
Current (3 years contributions; Defined Contribution Company pension)
- 6% EE/ 8% ER contributions; current value c. €18,500
Previous (3 years contributions; Defined benefits Public Sector pension)
- value unknown at this time
Savings ? - three:
Short-term Deposits (€100 p.f.) - c. €6,500 on deposit
Employee Stock Purchase Scheme (€130 p.f.) - c. US$8,100 in stock
Other - c. €1,200 in forestry (matures in 23 years)
Loans ? - one:
Credit Card - c. €3,500 (paying €820 per month)
[no laser card ... so I tend to use the credit card for almost all transactions]
Other outgoings ?
Maintenance Payments - €750 per month
After accounting for extraordinary payments like car insurance/services; birthday/christmas presents and holidays, I never seem to have any cash left over.
Any suggestions ?