My wife and I are going on a holiday in Europe next month and I went to obtain travel insurance.
We have passed the magic age of 66 at which point the insurance goes up.
The insurance companies that I approached, worked in a back to front manner.
You obtain a price, pay the money, and then phone up their health screening number, at which point they add a further fee to your insurance if your problems are not on their Waver List.
They will not quote you the full amount first. For 2 weeks it was €56 for both of us and then they added a further €40 because I was taking a tablet for Season Affective Disorder, SADs (last winter started it) SADs is no problem for going on holiday, it’s not as if I am going to require emergency treatment, the sunshine may clear it.
There are a lot of much more serious complaints on the waver list that require no fee. Some companies have a large waver list, and of course the companies that have the small waver list catch you for a bit more money.
They did say that you can obtain a refund if you did not agree, but why should you have to pay upfront. They did not make it very clear what they were doing so I am waiting for the documents in the post.
I think that this should be looked in to by the insurance Ombudsman.
We have passed the magic age of 66 at which point the insurance goes up.
The insurance companies that I approached, worked in a back to front manner.
You obtain a price, pay the money, and then phone up their health screening number, at which point they add a further fee to your insurance if your problems are not on their Waver List.
They will not quote you the full amount first. For 2 weeks it was €56 for both of us and then they added a further €40 because I was taking a tablet for Season Affective Disorder, SADs (last winter started it) SADs is no problem for going on holiday, it’s not as if I am going to require emergency treatment, the sunshine may clear it.
There are a lot of much more serious complaints on the waver list that require no fee. Some companies have a large waver list, and of course the companies that have the small waver list catch you for a bit more money.
They did say that you can obtain a refund if you did not agree, but why should you have to pay upfront. They did not make it very clear what they were doing so I am waiting for the documents in the post.
I think that this should be looked in to by the insurance Ombudsman.
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