R
Rujib
Guest
Hi,
I am in my employers pension scheme to which I invest €13k per annum in AVC'c. My employer currently contributes just over €4k.
The problem is the fund performance is poor and charges are high. It is a with profits policy from Friends First which I would have thought would have protected performance in the past few years from the stock market downturn, but that dose not appear to be the same.
I would like to divert my own contributions into an AVC with a competitive charging structure and leave my employer to contribute to the company scheme.
That way I get dilution of performance risk and lower management fees.
Is it possible to do this under current legislation.
Thanks
Rujib
I am in my employers pension scheme to which I invest €13k per annum in AVC'c. My employer currently contributes just over €4k.
The problem is the fund performance is poor and charges are high. It is a with profits policy from Friends First which I would have thought would have protected performance in the past few years from the stock market downturn, but that dose not appear to be the same.
I would like to divert my own contributions into an AVC with a competitive charging structure and leave my employer to contribute to the company scheme.
That way I get dilution of performance risk and lower management fees.
Is it possible to do this under current legislation.
Thanks
Rujib