She had the wisdom/foresight to look after herself.
IMHO, she should not do anyting until the employers hand is forced on AE, a PRSA Scheme or an Occupational Pension Scheme. Even at that, it might still be in her interest to wait on making any changes until AE is up and running for a while.
There are still a lot of questions that need to be answered on AE and employers are not fully engaged with the reality yet.
There's a handy
Employer Guide To Auto Enrollment here but just bear in mind it was written by industry for industry.
Gerard
www.prsa.ie