ARF Provider Choice

Hi, can anyone help with some info. on ARF fund provider options ?
I’m a year out from retirement and currently aligning myself towards ARF option.

There’s loads of information kindly provided here on charges.
I’m considering sequence risk (especially for early years of drawdown).

Are there providers out there who incorporate a ’bucket strategy’ where one can draw on a reserve cash fund when fund unit prices are down as they have been recently.
Are there other strategies to address sequence risk ?

Many thanks in advance.

New Ireland are one provider who give you the choice of fund from which you wish to draw your regular income/deemed distribution from. Some clients opt to put 2/3 years worth of deemed distributions into a cash fund for this purpose.

Kevin
www.thepensionstore.ie

There is an evolving body of work around the science of retirement planning which has come a long way since William Bengen’s 4% rule.

My own guide to the issues to consider can be found here

kevhenry said:

New Ireland are one provider who give you the choice of fund from which you wish to draw your regular income/deemed distribution from. Some clients opt to put 2/3 years worth of deemed distributions into a cash fund for this purpose.

Kevin
www.thepensionstore.ie

Click to expand...

Marc said:

There is an evolving body of work around the science of retirement planning which has come a long way since William Bengen’s 4% rule.

My own guide to the issues to consider can be found here

Everlake Approaching Retirement Guide - Everlake

Investors should understand their retirement options at least five years prior to their proposed retirement date.

everlake.ie

Click to expand...

kevhenry said:

New Ireland are one provider who give you the choice of fund from which you wish to draw your regular income/deemed distribution from. Some clients opt to put 2/3 years worth of deemed distributions into a cash fund for this purpose.

Kevin
www.thepensionstore.ie

Click to expand...

Thanks Kevin. 2/3 years are what I’m thinking. Appreciate the info.
Eamon

Marc said:

There is an evolving body of work around the science of retirement planning which has come a long way since William Bengen’s 4% rule.

My own guide to the issues to consider can be found here

Everlake Approaching Retirement Guide - Everlake

Investors should understand their retirement options at least five years prior to their proposed retirement date.

everlake.ie

Click to expand...

Thank you Marc. I’ll enjoy that read.
Eamon