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We have a number of alternative repayment arrangements that we can look at, depending on your circumstances. These arrangements include:
1. Paying interest and part of the normal capital payment for a specified time.
2. Paying interest only for a specified time.
3. Extending your mortgage over a longer term, which will reduce the
amount of your monthly repayment.
4. Capitalising arrears – adding arrears to the loan and repaying them over an agreed period.
5. Deferring part or all of your mortgage repayment for a specified period of time.
6. Changing the type of your mortgage, for example from a fixed rate to
a variable rate. It is important to note that a fixed rate break funding
fee may apply.