Hi, recently separated from partner (not married), but we are still living together until we each sort alternative living arrangements, we have one child, i am currently looking at applying for a mortgage for myself, as we are still living under the same roof i have not yet started paying child maintenance to my ex, but will do once we go our separate ways, obviously ill be putting down 1 dependent on my application but i am thinking would the fact i have not yet started paying child maintenance be an issue, i earn over 3 grand net a month and have 55000 savings and can show steady savings over the last year (1250 a month saved on average), no loans and no bad credit issues. I know having a dependent will affect the loan amount alright. i am hoping that creche fees from the last few years (child now finished creche) on top of rent and proof i can save will negate any future child maintenance payments when i comes to proving i can meet any monthly mortgage repayments. should i even mention how much child maintenance i plan on paying?
just wondering if anyone has any advice so i'm not caught out with anything when applying, cheers.
just wondering if anyone has any advice so i'm not caught out with anything when applying, cheers.
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