corcaigh2008
Registered User
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- 44
Ok, a query i was wondering about.
We'll assume i applied for Affordable Housing as a single applicant and was lucky enough to be offered a house.
I then approach one of the financial institutions for a mortgage. Maybe they will not grant me a mortgage based on my own personal situation or income, can i then apply for a joint mortgage? Maybe a family member who would be prepared to apply jointly with me for the mortgage
And at the same time i could still remain as a single applicant for the AH. Is this possible?
Not sure if i've explained that clearly but hopefuly somebody understands what i'm trying to say, any advice welcome?
Thanks
Thanks for the replies.
Is there conditions attached to using a guarantor? i remember reading somewhere that they had to have a minimum slary, something like 40,000. Could be wrong about that though
Its up to the lending bank whether they will allow the guarantor or not. Dont think it makes a difference to the council.
Is there conditions attached to using a guarantor? i remember reading somewhere that they had to have a minimum slary, something like 40,000. Could be wrong about that though
Is there some maximum value put in place with regard to the shared ownership scheme and what value the property can be?
Ok, a query i was wondering about.
We'll assume i applied for Affordable Housing as a single applicant and was lucky enough to be offered a house.
I then approach one of the financial institutions for a mortgage. Maybe they will not grant me a mortgage based on my own personal situation or income, can i then apply for a joint mortgage? Maybe a family member who would be prepared to apply jointly with me for the mortgage
And at the same time i could still remain as a single applicant for the AH. Is this possible?
Not sure if i've explained that clearly but hopefuly somebody understands what i'm trying to say, any advice welcome?
Thanks
Ok, a query i was wondering about.
We'll assume i applied for Affordable Housing as a single applicant and was lucky enough to be offered a house.
I then approach one of the financial institutions for a mortgage. Maybe they will not grant me a mortgage based on my own personal situation or income, can i then apply for a joint mortgage? Maybe a family member who would be prepared to apply jointly with me for the mortgage
And at the same time i could still remain as a single applicant for the AH. Is this possible?
Not sure if i've explained that clearly but hopefuly somebody understands what i'm trying to say, any advice welcome?
Thanks
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