We have recently got a quote for our house insurance. It is coming in at €800, which i think is huge. We were only paying €280 a year up until very recently and €450 for last year alone.
Has home insurance really increased by that much?
What bugs me is that in 13 years of being a home owner, we have never made a claim.
Mine was due next week, got renewal quote from AA (with RSA) around 600 mark. Shopped around, got a quote from Chill.ie for 450. Went back to AA and they matched it, I stayed with them because the cover was better than Chill.ie. NCD protection was higher.
I got a qoute of 410 from my current insurer. Rang them and they immediately dropped to 370 euro. I then looked at removing the accidental damage cover on my contents ( I have nothing of huge value in the house). I figure if I damaged something accidently and claimed my premium in the future would claw it back negating the saving of not buying a new item so I removed this saving me nearly another 100 euro so its down to 275 approx now