Hi, just wondering if anyone has ever gotten a deal with BOSI to write off any negative equity. I know its a long shot and I know we are paying every month so its of no benefit to them to write off anything but I was hoping as they wanted to get out of the irish market they might do something. Thanks in advance
Net monthly €814 per week. Employed in privet company
Net monthly wife stays at home
Amount of child benefit received €540 per month
Amount of Mortgage Interest Supplement received €0
Do you need a car for work or do you use public transport? Company car but wife needs car for school runs etc. live in rural area
Number of children 0- 2 years old: 2
Number of 3 years old children:
Number of 4 - 11 years old: 2
Number of 12 - 18 years old:
Monthly childcare costs: €0
Montly spend on special circumstances: e.g. exceptional healthcare costs€0
Home loanLender: bank of scotland
Amount outstanding: €294,000
Value of home: €230,000 - 250,000
Interest rate tracker, ecb plus max 1.5% currant rate 1.45%
Monthly repayment €1178
Amount in arrears €0
Other savings and investments
€ 19,500 saving with aib and €16,000 with the credit union
Do you expect any lump sums in the medium term future? Redundancy, inheritances, injuries awards. No
How important is retaining the family home to you? Which of the following best describes your situation?
We would like to sell the house either now or in the near future and relocate to another part of the country and purchase a house for roughly €150,000