R
Anyway based on this single account discrepency I have been declined for an MBNA CC.
Contrary to a previous post by me praising MBNA I can only congratulate you on your extreme good fortune in being turned down by them.
They take six weeks to set up a direct debit, loose direct debit mandate. So not take visa debit payments so the only way to pay them is by dropping into the Post Office!!!! Until they get the DD set up.
People they're going to make money out of.Thanks for the replies guys.... It was just such a shock to me. I really wonder who they DO approve for credit.
the fact that I usually always pay my CC in full and on time means MBNA probably think they're not going get any interest out of me, and this is why they declined my application.
Does anyone know of any regulatory body that monitors the criteria for institutions that offer credit? Or can they pretty much change the rules to suit themselves?
Robot
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