Any PRSA with Annual Charge < 1%

S

seaside

Guest
Hi

Just wondering if anybody knows of any PRSA that has an annual management charge of less than the 1%.

Thanks
 
I know Zurich (Eagle Star) have one that is .75% however you suffer by having a lower allocation rate (-2%). This would also be a nil commission product so in order to get access to it be prepared to pay a fee. In fact even taking this factor into account I'm not sure it offers much value if you are contributing regular premiums unless you are contributing approx €1,000 per month in which case you get the allocation rate increased by 1.5%.

It all depends how much you have in the fund or how much you are contributing as sometimes where you may get a lower management fee you may be paying for it elsewhere. You need to compare products and see which will give the better value taking everything into account.

I hope this helps
Pól

Pol@hlp.ie
 
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