Any options with 335 A class stamps?

Am 62 and considering retiring from public sector in approx one year. Have 335 qualifying stamps (A, A1 and ordinary) but have been paying a D stamp for last 35+ years. To qualify for a partial state pension do I have any realistic options re voluntary contributions? I have €12k in an AVC/PRSA and in a previous post saw some reference to getting S class stamp if PRSA is converted to an ARF and €5k drawn down yearly but don't understand the nuts and bolts of that. Any assistance greatly appreciated.

As you stand you will qualify for a Pro Rata pension. This will be small, maybe 50 euro per week. If you retire at age 63 you would not be able to gain the shortfall of 185 extra full rate paid stamps to reach the minimum level of 520 in order to get a larger pension of approximately 100 euro per week. If you retired at age 62 you could possibly reach the 520 target. Also if you retire at age 62 you could meet the requirements for 65s benefit if you worked for 13 weeks in the calender year of your 63rd birthday and then signed on for class A credits to gain at least 26 credits in that year. You could also meet the 65s benefit requirements if you retired within the first 13 weeks of the year of your 63rd birthday and immediately started working to gain your 13 paid class A stamps.

Thanks S class, that crystalises things

Mike Rosoft said:

Thanks S class, that crystalises things

Click to expand...

I added a bit of extra information on to my post Mike.

Thanks again S class , more food for thought