Thinking of switiching my credit card to Ulster bank. Like the idea of not having to pay €40 stamp duty...albeit next year. But I was wondering what peoples experience have been? I'd be switching from an NIB Visa card. My current a/c will remain with NIB. Can I still use UL internet banking? has anyone had any issues paying off balance from a non-UL current a/c? etc.
I could qualify for a zinc card but is it worth it??
Thinking of switiching my credit card to Ulster bank. Like the idea of not having to pay €40 stamp duty...albeit next year. But I was wondering what peoples experience have been? I'd be switching from an NIB Visa card. My current a/c will remain with NIB. Can I still use UL internet banking? has anyone had any issues paying off balance from a non-UL current a/c? etc.
I could qualify for a zinc card but is it worth it??
Zinc card is mastercard only and there can be problems with this in some parts of the world. UB offer a Visa card option too although zinc card gets you automatic 5K balance.
Application can take a couple of weeks to go through...I'd say a month or so. I use UB account to pay my visa bill online via online banking. I have UB account anyway but there are lots of ways to pay. Hope this helps.
Briefly tried out the Zinc card a couple of years ago. Had to abandon due to diabolical UB internet banking. I understand it has improved since but from what I hear it is still far behind the better systems (AIB, NIB).
At the time you could not view CC transactions online!!!!