Any opinions on Ulster Bank Credit Card?

[skrooge]

Thinking of switiching my credit card to Ulster bank. Like the idea of not having to pay €40 stamp duty...albeit next year. But I was wondering what peoples experience have been? I'd be switching from an NIB Visa card. My current a/c will remain with NIB. Can I still use UL internet banking? has anyone had any issues paying off balance from a non-UL current a/c? etc.

I could qualify for a zinc card but is it worth it??

TY

 

[AKA]

Thinking of switiching my credit card to Ulster bank. Like the idea of not having to pay €40 stamp duty...albeit next year. But I was wondering what peoples experience have been? I'd be switching from an NIB Visa card. My current a/c will remain with NIB. Can I still use UL internet banking? has anyone had any issues paying off balance from a non-UL current a/c? etc.

I could qualify for a zinc card but is it worth it??

TY

Zinc card is mastercard only and there can be problems with this in some parts of the world. UB offer a Visa card option too although zinc card gets you automatic 5K balance.
Application can take a couple of weeks to go through...I'd say a month or so. I use UB account to pay my visa bill online via online banking. I have UB account anyway but there are lots of ways to pay. Hope this helps.

 

[ajapale]

I know this is a minor point but the numbers on my UB Zinc card are practically illegible. This is due to the crazy metallic artwork on the card.

 

[skrooge]

Thanks guys. Think I'll go with the visa card. I can't see any difference between them but I think visa is more widely accepted internationally.

I'm relieved to hear only minor complaints. Hope it’s true or is it AAM is getting complacent?!!

 

[soy]

Briefly tried out the Zinc card a couple of years ago. Had to abandon due to diabolical UB internet banking. I understand it has improved since but from what I hear it is still far behind the better systems (AIB, NIB).
At the time you could not view CC transactions online!!!!