Any credit cards with "reward" schemes?

Re: Any credit cards with "reward" schemes?

AIB Platinum Credit Card, see [broken link removed]


If you spend €50000(max) per year on the Credit Card, you will get €225 per annum, paid monthly.

Does anyone know if there are any DIRT implications for this 0.5% cash back?
 
Re: Any credit cards with "reward" schemes?

Does anyone know if there are any DIRT implications for this 0.5% cash back?
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Doubt DIRT would apply, but it's an interesting question - if it's income, is it taxable in any way. Of course AIB might argue it's not income, it's a discount, or revenue sharing, or ... something!

Speaking of their platinum card, AIB allow online banking users to apply for credit cards online. Has anyone successfully applied for this card online? It's declined me and I'm not sure why (I do meet the published criteria).
 
Re: Any credit cards with "reward" schemes?

I applied for it online fine - no probs.
It did give me quite a low limit but a quick call sorted that out

Mik
 
Re: Any credit cards with "reward" schemes?

ged40 said:
Hi Rainyday, do you find that usage of Amex Blue is restricted as it does not seem to be taken by some websites or retailers?

Ged
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I have an American Express Blue Credit Card and I find it great. The rewards scheme (1%) applies to purchases only and is paid annually.
This amount covers my financial card stamp duty taxes for all cards.

I wouldn't rely on it as my only credit card. However, I reckon at least 3/4 of places accept it. It's accepted by far more places than I thought would, and I didn't realise this 'til I actually got one and took note.

I use it more than I've ever used a card before.

For some reason it's a swipe card rather than chip&pin, which is a bit of a pain.
 
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