My son has recently been diagnosed with bipolar disorder. He's 17 and is seeing a counsellor, a psychiatrist and is also in regular contact with the GP. His depression is serious and debilitating.
I am 44 and widowed with 3 kids - 19, 17 and 9. I am really struggling financially as I am trying to survive on the widow's contributory pension of 280 per week. I have numerous loans (they were all in my name so were not written off). I have a mortgage (our mortgage protection had lapsed) and I have the normal expenses of 3 dependents. For the last few months I've been looking for work and found nothing so far. Part of me knows that when work comes it will be such a relief to finally catch up on bills, buy clothes for the kids, and pay many other life expenses but also I'm worried sick because my son is very ill and I'm trying to figure out how to juggle his needs with a job right now.
I had my own business for 16 years but that folded in 2011 (hence the lapsed mortgage protection) and work has been very bitty since then. I never claimed social welfare (jobseekers) but as I say I am on the contributory pension since 2012 when my husband died.
Sorry this is long-winded. I just wondered if I might be eligible to half rate Carers Allowance if I can prove that (for now but hopefully not forever) my son is very ill and is in need of care.
To be honest, just his appointments alone (counselling, psychiatrist, GP, school meetings) take up to 10 hours a week including commuting and that's not counting endless nights of tears, suicide threats etc.
My life is pretty f**ked up right now. I want so desperately to be earning again but for now I can't juggle it all.
Does anyone know if I'd be entitled to Carers?