I'm wondering if someone can tell me what the situation is with health insurance cover during the 14 day cooling off period. I've left it late to re-arrange my healthcare for 2 adults and 2 babies. My policy with VHI provides bad value and I had intended changing. I was recommended Glo Health Best because both children are under 3. I'm currently on VHI one starter and the children on VHI One plan choice. My partner has not been insured before. For slightly more than the price quoted by VHI I can get the whole family insured with Glo Health.
On the day the policy was due to expire, I ended up in A&E with one of the babies who then had to spend some time in hospital. Needless to say my mind has been elsewhere and I need to get myself sorted quickly. My question is this, regardless of my particular circumstances at present, what is the situation if you need to make a claim during the cooling off period if I now switch provider? Am I covered by VHI or would the policy with Glo Health begin on the expiry date of the last policy. Sorry if I'm sounding convoluted but I find the whole area very confusing.
Thanks.
On the day the policy was due to expire, I ended up in A&E with one of the babies who then had to spend some time in hospital. Needless to say my mind has been elsewhere and I need to get myself sorted quickly. My question is this, regardless of my particular circumstances at present, what is the situation if you need to make a claim during the cooling off period if I now switch provider? Am I covered by VHI or would the policy with Glo Health begin on the expiry date of the last policy. Sorry if I'm sounding convoluted but I find the whole area very confusing.
Thanks.