Hi casperjack,
The following 3 plans are worth considering at better prices. If the hi-tech hospitals Blackrock Clinic and Mater Private are not a priority, you can
reduce costs further but still including fertility cover. Details as follows;
1. Laya Signify plan; price 938pa; all public, private and Beacon hospital covered; private hospital inpatient excess is capped at 250 x 2 max per
year for all admissions. Day case excess 125 per procedure. Limited day to day cover re gp visits etc. Fertility cover included.
2. Laya Inspire plan; price 1165pa; all public, private and 3 hi-tech hospitals covered; private hospital inpatient excess 150 per admission, day case
excess 50 per procedure. No excess to pay in any public hospital. Good day to day cover included, 1 euro excess, refunds of 50% for consultants,
gp visits, dental, optical etc. Fertility cover included.
3. VHI PMI 52 10; price 1193pa; all public, private and 3 hi-tech hospitals covered; private hospital inpatient excess 150 per admission, day case
excess 75 per procedure. No excess to pay in any public hospital. Good day to day cover included, 1 euro excess, refund of 50% for consultants,
gp visits, dental, optical etc. Fertility cover included.
https://www.hia.ie/comparison-tool/...vY2siOmZhbHNlLCJwbGFuX2RldGFpbF9pZCI6LTF9fV0=
Child Options;
I would stay with VHI for your child, even if you choose a Laya plan. The following 3 options are worth considering, details as follows;
1. VHI One Plan 150; price 205pa; all public, private and Beacon hi-tech Dublin hospital covered; private inpatient excess capped at 150 x 2 max per year for all admissions, day case excess 150 per procedure. Limited day to day cover.
2. VHI One + Plan; price 235pa; all public, private and 3 hi-tech hospitals covered, private inpatient excess 125 per admission, day case excess
125 per procedure. Limited day to day cover.
3. VHI One Plan Extra; price 260pa; all public, private and 3 hi-tech hospitals covered; no excess to pay on this plan. Limited day to day cover.
https://www.hia.ie/comparison-tool/...vY2siOmZhbHNlLCJwbGFuX2RldGFpbF9pZCI6LTF9fV0=
Regards, Snowyb