Good info been posted here, I'm slowly learning.
What I am looking to achieve with my build is a good U value using an ICF build with extra insulation in the roof and make the house as air tight as possible.
Then I went to get away from oil and wood pellet burners as I believe the price of these products will double in about 10 - 15 years. So I want to use electricity for my heating which will be partly subsituted by Solar and maybe Wind technology although most people seem to think Wind is not a good investment at the minute.
So I will have no Rad's I will instead have a Heat Pump which will pump heat into the HRV system when the temp drops, this heat pump will work on electricity.
The water will be heated by Solar where possible and immersion when needed. I may also look at electric UFH for the bathrooms although budget will probably not strecth that far.
Opinions?