Ya i got the 1615 cheque. I dont recall at the time signing a load of documents - certainly no solicitor involved. Nothing else changed. Term date and loan amount stayed the same. Just purely a change in repayment. They said the reason it was closed was because the original loan account could not process 'fortnightly' payments - it was an SNL (Broker) account - not sure what that is, its just a note i took at the time when i rang them. I got a letter dated April 1st (no joke!) stating 'We completed a review of customer mortgage accounts with regard to tracker rates. While your account was not identified as impacted by the review, if you are considering selling or in financial difficulties, it is important that you contact us...' - this letter was in relation to my current (2011-present) account.
When i rang them, they said that the 1615 cheque was because of the 2008-2011 account. I've rung twice, first time, April 1st, they said 'any Tracker issues will be reflected in my current account' (which was great) but i rang again yesterday and the person said it wouldnt. Hence the reason I'm posting here.