AIB Mortgage Rate, Good or Bad

W

whats up car

Guest
Hi Guys,

I have been offered a mortgage from AIB of €248,400 over 33 years which works out as €941 per month variable or €1,084 per month 5 years fixed.

These rates include mortgage interest relief and house insurance etc and i feel these rates to be excessive.

My problem is this, I have a good relationship with the bank manager going back a number of years and i feel that if we were to get into trouble over the course of the mortgage that he would be someone who could help, rather than just demanding payment.

If i was to go with another lender i would not have this relationship.

Any advice?
 
AIB currently has the best 5 year fixed on the market, this is the most important factor in choosing your lender. Your bank manager (even if he could help you) may not be at your branch or even that bank in 6 months time. Your mortgage could be there for the next 33 years.

www.moneybackmortgages.ie
 

do you know what aib's 5 year fixed is... i can't find it on their site anywhere... is this delibrate?

i'm with bank of ireland and fixed for 3 years at 4.9... so have been paying way over the odds for the past 3 years.....

my fixed term is up soon, but fair play to bank of ireland, they said they'd match the best fixed rate on the market.

BOI's 5 year fixed is 3.5% ... AIB... ?

cheers
 
So is it the "rate" of 3.86% is used, or the "APR over 20 years" of 3.04%?
 
You must log in or register to reply here.
Menu
Log in
Register