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Its a sign of the times that Amerian Cards are not at the cutting edge anymore.
As discussed here previously, with links to merchant agreements, American merchants are specifically barred from requesting supplementary or additional ID under the terms of their merchant agreements with the card suppliers. Either they accept the card or they don't. Consumers have been instructed to report US merchants requesting additional ID to the card suppliers.... - American merchants usually require state and photographic identification which is arguably more secure than EMV.
As discussed here previously, with links to merchant agreements, American merchants are specifically barred from requesting supplementary or additional ID under the terms of their merchant agreements with the card suppliers. Either they accept the card or they don't. Consumers have been instructed to report US merchants requesting additional ID to the card suppliers.
When should you ask a cardholder for an official government ID? Although Visa rules do not preclude merchants from asking for cardholder ID, merchants cannot make an ID a condition of acceptance. Therefore, merchants cannot refuse to complete a purchase transaction because a cardholder refuses to provide ID. Visa believes merchants should not ask for ID as part of their regular card acceptance procedures.
A merchant must not refuse to complete a MasterCard card transaction solely because a cardholder who has complied with the conditions for presentment of a card at the POI [point of interaction] refuses to provide additional identification information, except as specifically permitted or required by the Standards.
Thanks for the clarification - I stand corrected.That's not quite true (from my understanding) - merchants cannot refuse a transaction if the customer refuses to present ID...
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