AIB fixed deposit query

M

masterboy123

Registered User

Messages

439

• 21 Feb 2025

• #1

Hi all,

I am looking at Fixed Term Personal deposit from AIB (screenshot attached).
It says Gross Return after 2 years 5.58%.

If I deposit €20,000/- how much could I get after 2 years, after paying DIRT please?

 

P

Protocol

Registered User

Messages

4,834

• 21 Feb 2025

• #2

20,000 * 0.0558 = 1,116 gross interest

less 33% DIRT = 372 euro

Net interest = 744 euro

 

M

masterboy123

Registered User

Messages

439

• 21 Feb 2025

• #3

Thank you,
Does AIB deduct DIRT automatically?

 

C

ClubMan

Registered User

Messages

52,573

• 21 Feb 2025

• #4

masterboy123 said:

Does AIB deduct DIRT automatically?

Click to expand...

Yes.

 

M

masterboy123

Registered User

Messages

439

• 21 Feb 2025

• #5

Thank you @Protocol and @clubma

Is there a better saving account from AIB?

I have AIB Online Saver and looking at options to get better returns.

 

C

ClubMan

Registered User

Messages

52,573

• 21 Feb 2025

• #6

masterboy123 said:

Is there a better saving account from AIB?

Click to expand...

Best Buy - Savings Best Buys

Savings Best Buys: There are 3 savings best buy threads on AskAboutMoney that are updated frequently. Instant Access and Notice Accounts - Lump sum variable rate savings. Fixed Term Deposits - Fixed Lump Sum Term Deposits from a few months to a few years. Regular Savings - Smaller sum...

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