It would appear that AIB have removed the 0.50% cash back on their Platinum Credit Card for annual expenditure over 5,000 EUR.
Ulster Bank still has it for existing customers with their yourpoints scheme. You can get various rewards/gifts - one option is a €10 voucher (for Dunnes, M&S, Argos and some other stores) for every 2,000 points - so effectively 0.5% cashback. And it's from first € - no minimum spend to qualify.Tesco now offer the only remaining reward credit card on the Irish market.
I'm a customer and have just learnt about it here, thanks to CiaranT.I wonder do they intend to advise their customers, or will this be another usual Irish banking scenario, where the customer gets shafted first and told later ??
Maybe they'll just let individual cards run on until the next 'anniversary' (the date of opening the account, which is the start date from which they calculate your cashback entitlements after you've run up €5K) — and decline to renew them after that. Either way, I'll be happy to take elsewhere the last bit of custom that I was still giving to them...Variation of the Agreement
70. These Conditions shall continue to apply to your Account unless and until altered by us in accordance with Conditions 71 to 74.
71. We may alter the terms of the Agreement from time to time. Alterations will normally be caused by market conditions, changes in the cost of providing the service, changes in legal or other requirements affecting us, promotional reasons or any other good reasons.
72. Unless we are permitted by law to give you shorter notice, we will notify you at least two months in advance of any alteration to these Conditions.
73. Notification of any such alteration (and notifications of alterations in the interest rate, the Credit Limit or the fees and charges) may be given by advertisement published in a national daily newspaper or post, or being enclosed with the Statement or the card, or by being prominently displayed at our branches in a notice addressed to 'All AIB Bank Card Holders', or by any other means required or permitted by law.
74. On receiving such notification, the Cardholder may end the Agreement and cancel the Card(s) in accordance with Condition 56. If you use the Card(s) after the notification you will be deemed to have accepted the changes. Notwithstanding any such termination, the Cardholder shall remain liable for all Transactions.
I'll be happy to take elsewhere the last bit of custom that I was still giving to them...
That seems to concern only the T&C of their online/phone banking services...I just now see a notification of changes of T&C's when I log into online banking.
The updated documentation doesn't mention anything about the Platinum VISA card.In order to facilitate the introduction of Euro Draft Ordering Online and the ability to view your Irish Life Policy/Policies, AIB are updating the AIB Phone & Internet Banking Terms and Conditions.
As a result, please be advised that with effect from April 2013 but no sooner than 9th April 2013, the AIB Phone & Internet Banking Terms and Conditions are being amended.
Summary of changes:
- Ability to order Euro Drafts Online
- View Irish Life Policy/Policies through AIB Internet Banking
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