Hi,
Im going to start up an art club on saturday mornings and weekday afternoons for children aged 4 to 10. I presume I'll need Public Liability Insurance?
My landlord says that he has the building insured for public use and that his insurance should cover anything. Is this correct?
This venture really won't be profitable, Im aware that people are hesitant to spend money on luxuries like this so Ive priced it realistically. Im trying not to spend on unnecessary things to keep costs down but I am concerned about how much the insurance will be? The last thing I want is a toddlers mother to sue me because he swallowed playdough.
Any advice would be much appreciated. Thanks!