Affordable Housing: What to expect in the interview?

Re: Affordable Housing

i know of someone who bought a house 4 years ago under this scheme and at least 2 of the houses are now rented out on her road. One of the occupants never even lived in the house and has been renting it out for 4 years now. She has complained to fingal county council but to no avail. It was a stipulation at the time of purchase that you were not allowed rent out house but it seems that they turn a blind eye now which is very unfair.

Re: Affordable Housing

Judybaby73 said:

Who said anything about 17k!?????

Awh ...I see my above post which states im 17k in debt!!! Well that includes car loan and funding ones education to PhD level ....10 years at unversity. Im not complaining either as I know it was my decision to undertake this pioneer research that has helped promote the education of children with disabilities in ireland....So no "thewatcher".... not all of the 17k was spent in BT! While everyone else was getting on the property ladder I was studying my pert little ass off whch has actually made a difference to our education system! Now while I will probably be a millionaire in the future I'm not right now!

As a result don't you think i should be given a house as a reward for being good??? :>)

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wHY NOT TRY THE SHARED OWNERSHIP SCHEME INSTEAD

Re: Affordable Housing

I am now having difficulty meeting the savings citeria. Am putting away 400 on a regular basis for last six months. This together with the rent I pay of 300 brings my savings to 700 a month (as rent can be taken into account for repayment capacity purposes). So I am meeting the FCC criteria. But FCC are unwilling to accept a completed rent book (signed by the landlords agent) as proof of rent payements. They said that they require either a standing order showing the rent going into the landlord's account or a letting agreement. Landlord is unwilling to help out. I know I could force the issue with the landlord but getting a good deal on where I am staying and dont want to rock the boat with the other housemates. Any advice on how to get out of this pickle?!!

Re: Affordable Housing

foxylady said:

wHY NOT TRY THE SHARED OWNERSHIP SCHEME INSTEAD

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My debt since my last post has now been reduced to 11600! PHEW!

It was just yesterday that I llooked in to this shared ownership after being refused a affordable house! The lovely lady at the co council says I do not have to reapply as they will use the same application as for affordable house (however my reduced loan will be taken cognisance of!)


Fingers crossed....

Re: Affordable Housing

Rex said:

i know of someone who bought a house 4 years ago under this scheme and at least 2 of the houses are now rented out on her road. One of the occupants never even lived in the house and has been renting it out for 4 years now. She has complained to fingal county council but to no avail. It was a stipulation at the time of purchase that you were not allowed rent out house but it seems that they turn a blind eye now which is very unfair.

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I remember we had a discussion about this before and it got very heated. Many of us knew of cases like this. It is indeed very unfair but I m shocked that they won't take any notice of it. Tut tut.

Re: Affordable Housing

I'm considering applying for the Affordable housing scheme. I've downloaded the application from Meath CC website and notice that there is a question on existing accomadation. Will it go against me if I say that I'm currently living with my Dad in a 5 bedroom house ? I only moved home to save money.

Thanks