Affordable housing at 35% of salary

I see that the site mentions mortgage being 35% max of income. Sounds like to get a house (keep hearing about 200K +) then you must be on a good wage(single) 40+ minimum or else have a partner to meet that criteria.

Or have I missed something?

It means the max you can pay back monthly cannot exceed 35% of your monthly income. For example, your mortgage repayments are €1000 a month, your income will have to be €2857 per month. Which means you would have to be earning €34,284 per annum.

Thats my point exactly, seems that a lot of the affordable housing is now towards the higher end of the salary scale 35K+ and that after tax remember.

€2800 per month (net) is up there around the 40K mark for a single person.

I know what you mean, but thats assuming the mortgage repayments are about €1000 a month, I would hope they are not...... When the subsidys and so on are taken into account, I would imagine the repayments would be lower. But I do think realistically now "affordable housiing" means you need to be earning 30k+.