heretohelp
Registered User
- Messages
- 199
yes just found it, i assumed the loan was just renegotiated over the term i had leaving about 8 years, its my ive cut them own fault, i assumed rather than checking. Your right about the credit card debt, ive cut them up wont be using them again. I have been sitting here doing my finances and realise i have 200 euro a week to put off a loan but wonder should i continue on the way i am clearing the credit card debt monthly ,and pay this extra 200 euro off the bank loan if they allow it , then i would have it clear by august , instead of 3 more years? Then focus on th credit union loan, all the while leaving the credit union repayments at 400 euro monthly ?Do you not have a copy of the terms and conditions when you renegotiated the loan? This should tell you what the term of the loan is.
You should only consolidate if it doesn't mean you will just start new bank and credit card debt again thus defeating the purpose of consolidating.
stay as you are i say, the credit union interest rates are a lot higher than the bank, i would clear the credit card first
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?