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With the way the economy and houses prices are going, I think 12 months should be the earliest you consider buying a home.
If I were you I would pay the extra into the loan so you are debt free in 8 months, and then put the 900 a month into a savings account for the remaining 4+ months before you apply for a mortgage.
But if I were you I would not consider getting a mortgage for 3+ years. You may need to emigrate before then.
regards your comments on the loan etc-ya it makes sense i guess,but from what im hearing its not easy to get mortgage approval regardless these days.
With the way the economy and houses prices are going, I think 12 months should be the earliest you consider buying a home.
If I were you I would pay the extra into the loan so you are debt free in 8 months, and then put the 900 a month into a savings account for the remaining 4+ months before you apply for a mortgage.
But if I were you I would not consider getting a mortgage for 3+ years. You may need to emigrate before then.
With the way the economy and houses prices are going, I think 12 months should be the earliest you consider buying a home.
If I were you I would pay the extra into the loan so you are debt free in 8 months, and then put the 900 a month into a savings account for the remaining 4+ months before you apply for a mortgage.
But if I were you I would not consider getting a mortgage for 3+ years. You may need to emigrate before then.
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