advice on changing mortgages

R

rproycon

Guest
Hi,I'm on a tsb tracker since last sept.150000 over 25 yrs.1st repayments were €750; last one for july was €903.
1) should i change companies,& if so who?
2)should i go fixed rate ?
 
I just switched from EBS to NIB, 140K over 20 yrs ECB + .5% Payments €870 give or take 1 or 2 euro and a few cents (cannot remember the exact payment but this is it rounded up)
 
What interest rate are you paying now and how much is your house worth? It would be useful to know this to see if it would be better to switch. Also - are there any penalties if you leave PTSB?
 
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