I wasn't on the 4:13% rate. I was on the 3.4% rate which was due to expire at the end of this month. But they sent me that email today and I'm assuming it means they'll move me from 3.4% to 4:13% on February 1st. I'm not sure if anyone who signed up to Advanzia before July of last year will have got this email today as their Introductory rate would have possibly expired at the end of 2023.What if you weren't on the 4.13% rate? My 3.??% rate expired towards the end of 2023 when my 6 months was up. I did get the email but are they likely to honour the 4.13% rate?