suzie,
A very good alternative option worth considering is Laya Simplicity plan, 1087pa.
Lower excess for admissions 100 x 2 max per year. Note; no excess is payable for orthopaedic procedures, hip or knee replacements in private
or hi-tech hospitals.
Full extra cover for a private room in a private hospital included with Simplicity plan.
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Other cheaper alternatives would have a higher excess on admission to a private or hi-tech hospital, (not payable for orthopaedic surgery).
Flex 250 Explore; price 949pa;
Flex 375 Explore; price 822pa;
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Regards, Snowyb