Additional items to House insurance

B

Berneseduke

Registered User
Messages
16
Hi all,

I want to add additional items to my house insurance. Does anyone have an estimate on the cost? I understand different insurance companies, different rules etc... etc... but just want an idea, as I was surprised at what they were asking

Thanks in advance
 
Depends on the item, something like an expensive diamond ring could be considered high risk, other things not so much!
 
Recently wanted to add a 1k bike (kept inside the house at all times when not in use) to my premium - was going to cost 35 per year just to cover theft from the house. Didn't go for it
 
When I worked in the area up to a few years ago the rates were more or less similar across the main home insurers at:
Unspecified All Risks 2%
Specified All Risks 1.5% (usually excluding hearing aids!)
Bikes 8%
However each insurer has different minimum and maximum sums insured for each category and different definitions of what items can be covered. So the only way to find out is to ask your own insurer, and ask for a breakdown of cost per item or category to get a better idea.
 
You must log in or register to reply here.
Back
Top