Add Partners Name onto Mortgage

Hi All

Just a quick question for you all.

I have a mortgage out soley in my name on a property. My partner (who I am marrying next year) currently pays "rent" each month which is the equivalant of half the monthly mortgage repayment.

Ideally I would like to now add my partner onto the title deeds and onto the mortgage so everything is equal.

I was just wondering is it better to wait until we are married to make the changes or should we just go ahead and do it now?

Thanks in advance!

Easier to wait until you are married. It will be cheaper. It is not that terribly convenient to add a name to a mortgage (you have to involve the lender in the paperwork to a greater degree). However, nor does it particularly matter whether the mortgage is in joint names; What usually happens is that people just leave it until perhaps they are remortgaging, and the new mortgage will be in joint names as a matter of course;

It is quick and relatively cheap to put the family home of a married couple into joint names. This is a commonplace transaction and your solicitor will probably do it for as little as €250 plus VAT (many solicitors deliberately charge very little for this because - rather like with wills - they want to encourage people to do it)

Thanks a million for your advice, I had thought it would be better to wait alright I just needed someone else to confirm it.

Thanks!