Account suggestions please

Pablo74 said:

Firstly I hope i am in the right place....
Anyway I am getting married soon and my Fiancée and i would like to set up a joint account so we can deposit a certain amount of money monthly from our own accounts to this.
It would have to be either AIB, BOI or EBS for the simple reason thats what is in our town and is a must if we need access to cash quickly.
Any useful information would be greatly appreciated.
Thank you
Pablo

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fungus said:

Neither AIB, BOI nor EBS offer any best buy highest interest rates.

Once you have a local current account, then it is easy to manage cash from another bank online.

We need more information to help with your query:
1) Do you have a lump sum to deposit? No
2) How much will you be saving each month? €500 between us
3) Are you happy to use online banking? (yes, have been using it for years).

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ardmacha said:

Define soon and the amount per month involved, as these influence the type of account that is suitable.

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Pablo74 said:

€500 per month and married in September

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1. Best Regular Savings Accounts

Best headline rate, but can only save for a year
Anglo Irish Bank: Regular Annual Saver (Discuss)
5.50%
Regular lodgements (electronic transfer or standing order): Maximum €1,000 a month. Minimum rate guaranteee of ECB+2%. No penalty for occasional missed contributions. Effective Maximum Balance €13,000, as account lasts for one year -- withdrawals in first 6 months may incur a penalty.

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