Account for single and unemployed

[newbie2010]

Hey all

Just been made redundant and want to be wise with my finances but im not sure were to start I NEED advice. For personal reasons I want to open a new bank account and remove 90% of my money from my AIB account. Basically ive €6000 in my online savings account and a couple of hundred in my current account. Im just wondering do you have any good advice which bank I should open my new account with or even any other good advice how to keep my finances building while out of work!?

Cheers in advance

 

[Brendan Burgess]

Re: New Account?

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[MysticX]

First thing to do would be to check out the best buys for current accounts and lump sum savings accounts:
http://www.askaboutmoney.com/showthread.php?t=21774

http://www.askaboutmoney.com/showthread.php?t=102329

Then you consider whatever user feedback that you get on this thread.

I'd go with Halifax for both accounts. They're opened on Saturdays which is very handy when you go back to work.

Their current account also comes with a VISA card which is more internationally accepted than the domestic laser card (Lidl and Aldi only accept laser cards though I think). You also have the option of receiving respectable interest on the current account up to an amount of 1.5k though since your currently unemployed they'd probably want to put you on the non interest bearing account.

The Flexi Saver is amongst the top lump sum saving accounts for amounts <= 10K. You also have online access to it.