Access to Mortgage File with Bank

[airgead07]

Hi

Am I entitled to a copy of all documentation on my mortgage account file with the bank? Can I request this under the Freedom of Information Act or I presume I am just entitled to view the file?

Thanks

Brian

 

[Brendan Burgess]

Hi

You are entitled to a full copy of it under the Data Protection Act on payment of a small fee - €6 , I think.

(The Freedom of Information Act relates to decision making by government)

 

[airgead07]

thanks Brendan, would all banks charge the same fee? I'll request the full copy and see if they charge me a fee.

 

[Brendan Burgess]

There is a maximum fee set down in the legislation and it's very low

Brendan

 

[Buzzmolloy]

You are entiltled to the file under Section 4 Data Protection act 1988

The fee is €6.35


Buzz

 

[JoeB]

There are exceptions, including legal prividelge.

I don't think a bank has to supply standard bank statements under the Data legislation, for only 6.35 euros... this was mentioned before but I'm not sure what the final outcome was.