Nava-35sdf
New Member
- Messages
- 5
What is so special about these funds? I have an Exec Pension and it's 100% in Vanguard global index tracker. I don't know much about investing so it feels like a solid baseline which I will stick to unless somebody can demonstrate a better choice.
But you do seem very exposed to the Tech industry.
As a not very experienced person, I would have alarm bells at an adviser who is telling you to put all of your pension in a Tech fund.I've no idea to be honest - that was just what I was advised to do. Well, I was actually told to put it all in the top tech fund, but I decided to split it.
Looking at the fact sheets for these two funds, they share 8 of the same top 10 holidings...
Possibly the illnamed "National Pension Helpline".Why would the National Pensions Authority be involved in this? That sounds odd, be wary of fraud.
Also, have you considered tax treatment? What do you mean by a "back payment"? are you making the contribution from personal funds (net of tax, but way over the annual thresholds for tax relief) or from company funds?
Just so that not every reply you get causes you a heart attack, I started a Zurich Exec Pension around the same age as you. Initially I was splitting it over Prisma 5/6, Indexed Top Tech 100, 5*5 Europe and International Equity Fund. More recently I have been allocating my contributions 100% to Indexed Top Tech 100 (basically the NASDAQ100) to increase my exposure to tech as I am close to the sector and think it will perform strongly over my investment timeline.- 57.61% Indexed Top Tech 100
- 42.39% Prisma 5
I am now in a fortunate position where I can make a back payment of €200k. Up until this point, all my pension contributions have been evenly split between the two funds above.
I was hoping for some feedback - are these 'OK/Good' funds? I realise how stupid that sounds...
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