A few mortgage questions please...

C

colly

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I bought an apartment a few years ago before the 'no stamp duty for first time buyers' and had to pay stamp duty on the apartment I bought

Now that I am no longer a first time buyer, are there any banks that would consider giving me a 100% mortgage? I could borrow against the equity in the apartment to get the deposit, but if I can avoid doing that it would be better.

I might consider buying with a friend of mine - will a bank give us a 100% together. Will I/we still have to pay stamp duty?

Can anyone recommend a good mortgage broker / advisor that can help me?
Thanks
 
just two brief comments..in the present climate you will find it very difficult to get a 100% mortgage. secondly please got prior legal advice before commiting your self to a joint purchase with a friend as there are many implications in such course of action.
 
Hi Colly

It may be possible to get 100% mortgage depending on your employment/professional status and that of your prospective partner in the purchase. While 100% is more difficult to secure, its not impossible. PM me if you wish and I will give you the details of a mortgage broker that can help
 
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