98% Allocation

[TheBig40]

Has anyone experience of renegotiating the allocation rate for the company contribution to a company pension scheme.

3x Funds are with Aviva at the moment. AMC seems to be about as good as I can get at .65 pa/.75pa and .85pa two are index funds and one is a mixed portfolio. Through the company I add to these each month and have found the allocation rate is 98%. Should it be possible to do better? If there is better value out there is moving a pension complicated or is it better to switch provider and just stop adding to the funds.

Thanks!

 

[LDFerguson]

This would have to be negotiated by your employer. Are you in a position to direct your employer to seek a better deal on the company pension scheme?

 

[TheBig40]

This would have to be negotiated by your employer. Are you in a position to direct your employer to seek a better deal on the company pension scheme?

I am and I did, 100% allocation has been agreed going forward. Yet another fine example of “you don’t ask you don’t get”