figuringitout
New Member
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Filling out grant paperwork for elderly relatives and there was questions about mortgage and claims on the house. They said they were mortgage free but there was 1 old judgement on the house but didn't have details.
Pulled up the folio for the property and discovered lots of burdens listed. 2 are of special interest because they are 40-45 years old and refer to interest.
"Charge for the principal sums stamped to cover £27,200 specified in Instrument No. [Snip] repayable with interest.
IRISH PERMANENT BUILDING SOCIETY is owner of this charge"
^ this appears to be the original mortgage
"Charge for present and future advances stamped to cover £18,000 repayable with interest.
THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND is owner of this charge."
^ this appears to be a loan with the house as security
It seems strange what these are both still listed on the folio? Wouldn't that suggest that these haven't been fully resolved??
Pulled up the folio for the property and discovered lots of burdens listed. 2 are of special interest because they are 40-45 years old and refer to interest.
"Charge for the principal sums stamped to cover £27,200 specified in Instrument No. [Snip] repayable with interest.
IRISH PERMANENT BUILDING SOCIETY is owner of this charge"
^ this appears to be the original mortgage
"Charge for present and future advances stamped to cover £18,000 repayable with interest.
THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND is owner of this charge."
^ this appears to be a loan with the house as security
It seems strange what these are both still listed on the folio? Wouldn't that suggest that these haven't been fully resolved??