How much is left on the car loan?
How much are you looking to spend on a property?
I would reduce/stop the pension contributions until you have purchased a property and you can revisit then. You are only getting 20% relief on some or your existing contributions at your current salary and €500 p/m contribution.
Get rid of the overdraft today, makes no sense when you have money on deposit.
Sorry but even with an increase in salary to €45,000 you will not be able to purchase a property worth €250,000. At 3.5 times your current salary you can borrow €136,500. If you add in your projected savings of €30k you are still €85k short. Baring in mind that there are additional costs involved in purchasing a property this will be closer to €95k
What can you do?
1- Bring down your property expectations to a more realistic figure
2- Try to increase your salary/saving potential
3- Purchase with another party. Patent/Sibling/Partner
I would also look into what your entitlements may be via social/affordable housing
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