Is that product available in Ireland?
No, nor would I recommend you try to replicate it using Irish equities, because the Swiss equities used represent some of the largest multinationals around and so in fact give a good exposure to a much broader geographic spread than would any Irish alternatives.
However the most important point to take away is not the product but the
asset allocation model being used. Many people in Ireland seem to believe that hold a large part of their wealth in property is a low risk option, but the numbers as opposed to sentiment show that in fact it is the opposite!
After setting aside your rainy day fund, the next step you should take is to determine the best asset allocation strategy that suits your situation in life and the goal you want to achieve. Hand it hand with this is looking at the level of risk you are willing to take on and how to reduce that risk through diversification.
Only after this should you start to examine possible products that might suit your investing strategy and then you can start to do things like look at the fees involved in each option and so on.
The sad reality is that if people had gone through such a exercise back in the day, some of them might at least have realised that you do no borrow to invest and that going beyond single digits went allocating wealth to property means that you are in fact building a high risk portfolio and not the low risk option they thought they were getting...
