3 year fixed ending soon, what to do?

my 3 year fixed rate is coming to an end.... completly missed out on the low interest rates, fixed at 4.9%

i had a tracker before this, ECB + 1.1%.. the bank say we revert to their variable at 2.7%... should we not revert back to the tracker?

it would be nice to avail of a low rate for a change...

is sticking with the variable for 6 months a bad move?

can you see rates staying low?

paperclip said:

i had a tracker before this, ECB + 1.1%.. the bank say we revert to their variable at 2.7%... should we not revert back to the tracker?

Click to expand...

This will be clear from your loan offer, if you do not have a copy try your solicitor or request copy from EBS.

Loads of threads on whether to fix or not and speculating on future interest rate movements

http://www.askaboutmoney.com/showthread.php?t=126239


[broken link removed]

cheers, i'm with BOI.

i'll get them to send out a copy of our loan offer.

Ah ok, shoulda gone to specsavers, read EBS for ECB.

no bother