All_Night_Long
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3. Is it smarter to have one person on the deeds and all three people on the mortgage so that only one person loses their FTB stamp duty relief eligibility?
What is the FTB stamp duty relief? I thought it had been done away with. Stamp Duty is 1%, so it should not be a consideration.
Why would you buy a property with two others? It's very complicated doing it with one other person, never mind two.
. I would not like to fall out over money,
"That should mean the house will be owned by A and B and C, with a mortgage registered against it in the name of C."
I think you may have misunderstood the position. If there are three names on title they will all have to be on the mortgage. You cannot mortgage one third of a property. A bank could not repossess the property in the event of default.
mf
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